Here Are The Best Credit Cards For College Students

I know, credit cards were a scary thing for me when I was in college because I feared that I would lose self control whereas with my debit card, I never over drafted and I was more conscious of where my money was going. Oddly enough, I feared that my credit score would be bad. Well, I came to realize quickly that because I hadn’t built any credit, I didn’t have a good credit score anyway. Once I got older, I needed to build my credit. 

This information is brought to you by a study conducted by WalletHub. These credit cards were deemed the best for college students. Why? Because these cards give students better deals with greater rewards. So without further adieu, here are the best credit cards for college students:

Discover it Student chrome

This card offers 2% cash back for your first $1,000 on gas and restaurants each quarter (yes, four times a year) and you also get a 1% cash back on any other purchases. This card doubles your first years earnings, there is no annual fee, and you get a $20 credit on your statement each year for good grades.

Deserve Edu Mastercard for Students 

This is a good card for international students in the United States. This card gives you a $59-worth of  Amazon Prime Student, no annual fee and no foreign transaction fee, and unlimited 1% cashback on all purchases. 

Discover it Secured

This card has the same cash back offer as the Discover it Student chrome card and this card also doubles your first years earnings. It does not have an annual fee but does require a $200 minimum deposit. This card is one of the easier cards to obtain.

Bank of America Cash Rewards Credit Card for Students

This credit card has some of the best rewards like 3% cashback on any spending category of your choice, 2% cash back in grocery stores and other wholesale clubs. 1% cashback on everything else. You also can get a $200 for spending $1,000 in the first 90 days that your account is open – if you apply online.

Bank of America Travel Rewards Credit Card for Students

This is definitely best for the traveling college student. You can get 25,000 bonus points, redeemable for $250 in travel-related expenditures, but you must apply online and if you spend $1,000 or more during the first 90 days that your account is open. No annual fee and you get extra points for using the Bank of America travel center.

BankAmericard Credit Card for Students

This card is 0% APR and offers a 0% intro APR for 15 months on new purchases. There is no annual fee. If you transfer a balance within the first 60 days your account is open, there is no transfer fee. 

College students, you must stay responsible with their your spending. Pay it off at the end of every month. Do not spend more than you already have in your checking account.