Your 20s is probably the decade of your life where you do the most growth, go through the most changes, and create lifelong habits. Your 20s is a time to start investing in your life and in yourself. Here are six investments every woman should make in her 20s. 

An education

Perhaps one of the most important investments you can make in your lifetime is in your education. Whether you choose a traditional four year college, a trade school, a Master’s degree or PhD, or to ditch formal education altogether and stick with books, workshops, conferences, and real-world experiences, learning shouldn’t end after the 12th grade. This investment doesn’t necessarily have to be financial, but oftentimes it is. No matter what route you choose for your education, investing in yourself and continuing to grow your mind is one of the best things you can do in your 20s. 

A car

A car is one of the first big purchases that most people make in their life, and okay, you might not exactly be investing in something that you’ll make back a lot of money on when you go to trade it in. A reliable mode of transportation still has a big return-on-investment in other ways though. Being able to depend on a vehicle to get you to and from work, on long road trips, etc, is an investment that every young woman needs to make. Rather than going for the snazziest, newest, most expensive vehicles, in your early twenties, look for a reliable, value brand that you know will last you a long time. Cars, if treated right, can last you 10 to 15 years. Get yourself a Honda, Toyota, Nissan, Ford, Kia or Hyundai that’s good on gas, safe and will last you well into your 30s now, and get it serviced regularly. You’ll be glad you did. 


Business investments aren’t just for the 1%. Set up an account on Ameritrade, Robinhood, or any other website, and purchase your first share of stock. You don’t have to have a ton of money to start buying stocks. There are even some shares you can purchase for as cheap as 5-10 cents. 

A house

A house is definitely the most expensive purchase you’ll make in your lifetime, but also one of the best investments to make — whether you purchase a house as a place to live with your own family, with roommates, or a place to rent out and make some additional income. No matter how you do it, a starter home is a great investment. 

A quality wardrobe

A long withstanding wardrobe is truly priceless. Start investing now, in basic pieces that you can wear forever. Trends come and go, but having a good pair of denim jeans, a snappy suit, a blazer that you can throw on to dress any outfit up, and a few solid dresses, handbags and pairs of shoes, is a great place to start. These are things that you can wear for decades and they’ll never go out of style. 

Your faith

While this one doesn’t require any monetary investment, investing in your faith is easily the most important investment you’ll make. Lots of things about your 20s can be rocky, but a steadfast faith, a solid prayer and Bible study routine, a faithful friend group that can pray for and encourage you, and a rock solid foundation in God can help you overcome even the most difficult points in your life. 

Whether you’re working with thousands of dollars in savings, or mere pennies, these are all great investments to work towards to better your life. 

Georgia G

Georgia Gallagher graduated from the University of Alabama in the summer of 2019 where she majored in Journalism and Political Science. She is currently working as a Cast Member at  Walt Disney World in Florida. In her free time she can be found advocating for pro-life policies and working with single or low-income mothers. She often says that her planner is second only to her Bible and she’s never caught without a cup of coffee in her hand.